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If I buy credits and spend 10 of them on this purchaseable feature then:
1) Can I change my race AND personality AND name for 10 credits?
2) Do I lose any acres, units or sci pts etc?
3) Can I tsfr credits to KD mates so that they can do the same or do they have to purchase credits from their own account?
You lose everything - it starts a new province, just as if you had reset your province in freeze time.
1: I'm not actually sure if you'd be able to change your name since that's another item you can purchase.
2: like nooblet said, you restart at 400 acres protection
3: yes
I think you can rename province, just like a reset.
When you change your Race/Personality you can change your province/ruler name as well. It's like starting a brand new province without using up an invite.
And you can gift credits to KD mates.
So, 1.) yes 2.) you start over at 400 acres and whatever resources they give you at this point in the age for a new province, 3.) yes