Well, I don't know what you run in ghettos. I picked the 3 mod numbers for the sake of demonstration, I have no idea what numbers he chose. You could have more or less. You're right; the TPA is probably high on an undead. 1.5 mod instead, maybe? The idea was to come up with something universal rather than tailor it and he said he wasn't looking at any kind of a/t or a/m, I guess I could go lower, but going lower benefits the undead more than the halfer, so that doesn't seem like it would be ideal. What would you run on an attacker?
I realize that that's how he does his 65:35, but that's a dumb way of doing it. My numbers are more realistic. (and look at that, they reflect a different outcome).