Drafting to only 60% and not having the ability to retal is basically begging to be hit. You are a 100% free hit standing alone, and having to post this question on forums, your kingdom is prolly zero protection (having kingdom mates who can retal can work as your protection).
Any decent attacker should hit you - you offer free land at the moment.
Possible solutions:
- Draft much higher, thus increasing dpa a lot. 70% drafted is prolly not a bad goal (note this will prolly not make you UB)
- Get more elites, allowing you to ambush
- Join a better kingdom, one that protects its t/m's