Just so you know, there were more than 7000 banks in the US prior to the crisis.
Lots of honest, prudent banks should have been able to buy up assets on the cheap from failed banks and gain market shares.
I just dont understand why it's hard to see this. Somehow people think that banks should not be treated just like any other business. Banks have gone bankrupt for centuries. There is nothing strange or scary about that.
Many people are saying the same things on the tv, newspapers, online... Somehow, most of the people who didnt see the crisis coming (and therefore do not fully understand the root causes) think they know what the solution is :)