I think something needs to be done about the end of war credits gained.
First of all this is too strong for orcs, that they get a free elite pump. Second then it should not be possible to save these credits.
Example:
An orc gets hit from 2k acres to 1k acres in war, the other kingdom surrenders and the orc gets 3000 elite credits (would often get more as he usually would be below median prov), but he dont has to use these as he still had plenty of elites from when getting hit down, so these credits are saved.
1 week later the kingdom goes into war again, and the opponent kingdom has no way of seeing how many credits each prov has laying around. So after the first wave, he gains 300 acres and another 300 elite credits. Then he is aided 3300 sols and the opponent kingdom is suddenly fighting a 1300 acres fully pumped prov, instead of a 1300 slightly fat prov.
If there are 5-10 of these provs (which there often will be) then it can greatly effect the war. The two kingdoms might have been around the same size prior to the war, and their first wave was pretty similar. But now the first kingdom has grown quite some on the second.
So I suggest:
Orc gets 1/3 of the credits in war endings AND all credits gained in war, has to be used before war ending CF is over or they'll vanish. (Or you could add a spell that could destroy or steal them, but don't like that idea that much)